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This Week's Editorial
Thinking About Health PDF Print E-mail
Written by Trudy Lieberman, Rural Health News Service   

What does your insurance pay for? And how can you tell?

If you’ve signed up for Obamacare or have begun using the coverage you already had, you’ve moved from the buyer’s stage to the owner’s stage. Like owning a car, you have to read the fine print in the owner’s manual to know what to do when things go wrong. In particular, you need to know who pays what for your care.

And that brings me to those hard-to-understand Explanations of Benefits insurers and doctors send out sometimes months after you’ve had treatment. The EOBs appear to show what insurers or Medicare have covered after they’ve evaluated or paid a claim on your behalf.

In reality, those EOBs are so confusing, it’s hard to resist throwing them in a pile and forgetting about them. Yet they will take on even greater importance as people enrolled in Obamacare policies realize they have bought high-deductible insurance, which may leave them to pay several thousand dollars out of pocket before insurance kicks in.

A man I know recently had three cardiac studies, including a stress test at a New York diagnostic testing center. The center sent a bill for $2,100. It showed an “adjustment” of $1,474, a “balance” of $197 and a column called “received” with an amount of $547.

To read the full article, call us about setting up an e-Subscription. 970-854-2811



Holyoke Enterprise April 10, 2014

 
Extension Corner PDF Print E-mail
Written by Linda Langelo, Golden Plains Area Extension   

Let’s move: community gardens

This topic has been recurring within our society down through the ages. Every time there is an economic downturn, we as a society go back to community to share and assist one another. Hence, community gardening brings people of the communities together. In this process, people are making the move to become healthier and less stressed.

I believe in helping to raise the awareness of others on how to become healthier and how to enable people to take charge of their destiny in any economic crisis. That is why I am a board member of the American Community Gardening Association as chair of the grant/fundraising committee.

The American Community Gardening Association is a bi-national nonprofit organization of professionals, volunteers and supporters of community greening in urban and rural communities. ACGA serves the United States and Canada.

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Holyoke Enterprise April 10, 2014