Making a commitment is the first step to saving

Gisele Jefferson, Family & Consumer Science, CSU Extension

    One of the most important things one can learn in life is how to save money. It’s the first stride in reaching a goal. Studies show that those with a savings plan, regardless of income, are more likely to spend less than they earn. Living within one’s means is the best approach to saving money and building wealth over time.
    America Saves can help people reach their savings and debt-reduction goals. It all starts with making a commitment to save. That’s what this pledge is all about. And it doesn’t stop there. America Saves can keep people motivated with periodic information, advice, tips and reminders sent by email or text message to help them reach their savings goal. Think of America Saves as a personal support system.
    With America Saves Week, Feb. 26 through March 3, this is a great time to pledge to save. Pledging to save means committing to a simple savings goal and plan. Take the America Saves Pledge at https://americasaves.org/for-savers/pledge.

 

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Editor’s Note: This article is part of a series provided by a partnership between America Saves and Colorado State University Extension to promote savings and help build financial capacity.

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