Put financial fitness at the top of resolution list for 2018

    When thinking of New Year’s resolutions, often the first on the list is to get physically fit. But there’s another type of fitness goal that should be just as high on the resolution list, and that’s financial fitness. Don’t forget to also take a look at the money matters that tend to fall through the cracks, and give oneself some peace of mind regarding financial security.
    After all of the excitement (and spending) of the holidays, it makes sense to take time in January to ensure that one’s financial house is in order. Not only will financial fitness levels increase, but taking these steps may also prevent future pitfalls.
    
Get organized
    Create and carefully maintain an orderly system for current investments and money management accounts.
    Whether it’s a designated drawer with organized files, a computer program or one of the newer online personal finance tools and apps that allow individuals to organize, manage and even pay bills through one central account, keeping all affairs in a place that’s easy to access and review on a regular basis is the best way for people to monitor financial health.
    If managing files on a computer, be vigilant about cybersecurity. Speaking with an expert who can analyze and recommend proper protections is a great place to start.
    
Meet with a licensed financial professional
    The beginning of a new year is a great time to take a look at how things were managed in the previous year. It can also be beneficial in getting an early start preparing for tax season.
    When meeting with a licensed financial professional, take a notebook to write down questions, notes and next steps so that the things discussed won’t be forgotten or overlooked once the meeting is done.

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